Bad Credit Credit Card Offers
The following credit cards are for people with bad credit, less than perfect credit or who are looking to re-establish their credit. Choose from both secured and unsecured credit card offers below.
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First PREMIER Bank Gold MasterCard® |
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- Credit decisions in less than 60 seconds!
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus
- Enjoy the benefit of 24 hour account access by phone
- Prestige of a Gold Card.
- See application for complete terms & conditions*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
9.9%* |
$48* |
N/A* |
Bad Credit OK* | |
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Orchard Bank Low APR Platinum MasterCard |
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- Low 8.9% APR
- Full package of Platinum MasterCard benefits
- Your choice of payment due date to fit your lifestyle
- Flexible payment options
- 100% Fraud Liability Protection
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
8.9%* |
$39-$69* |
N/A* |
Bad Credit OK* | |
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Orchard Bank Platinum MasterCard |
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- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
14.90%* |
$39-$59* |
N/A* |
Bad Credit OK* | |
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Centennial MasterCard® or Visa from First PREMIER Bank |
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- Credit decisions in less than 60 seconds!
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus
- Enjoy the benefit of 24 hour account access by phone
- See application for complete terms & conditions*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
9.9%* |
$48* |
N/A* |
Bad Credit OK* | |
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Imagine Gold MasterCard® |
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- Guaranteed $350 Minimum Line of Credit*
- Quick Online Approval*
- Bad Credit Ok!
- Reports to all 3 Credit Bureaus!
- Receive Regular Credit Line Increases!*
- Accepted at Millions of Locations Worldwide - use it wherever MasterCard is accepted!
- ALL Applications accepted*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
19.50%* |
$150* |
N/A* |
Bad Credit OK* | |
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Orchard Bank Gold MasterCard |
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- Enjoy the prestige of a Gold MasterCard
- Receive Gold card privileges and benefits
- Great credit card to strengthen or rebuild your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
14.90%* |
$79* |
N/A* |
Bad Credit OK* | |
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Centennial Gold MasterCard® from First PREMIER Bank |
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Credit decisions in less than 60 seconds!
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Low APR on Purchases*
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Reports monthly to 4 Major Credit Bureaus
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Enjoy the benefit of 24 hour account access by phone
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The Prestige of a Gold Card
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
9.9%* |
$48* |
N/A* |
Bad Credit OK* | |
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Continental Finance MasterCard® |
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- Results in seconds
- Credit bureau reporting
- No security deposit
- Credit limit increases
- No minimum monthly income requirements*
- Upon approval, free benefits with automatic enrollment in the Go For the GOLD Program
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
19.92%* |
$49* |
N/A* |
Bad Credit OK* | |
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Orchard Bank Silver MasterCard |
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- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
14.90%* |
$49* |
N/A* |
Bad Credit OK* | |
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Orchard Bank Secured MasterCard |
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- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Complete your application, including your security deposit, online
- Set your own credit limit
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
14.90%* |
$39-$79* |
N/A* |
Bad Credit OK* | |
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New Millennium Bank Secured Platinum Visa® or MasterCard® |
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- Guaranteed Issue*
- Complimentary online services for account management and payments
- No credit check*
- Be approved regardless of income or credit history*
- Reports to the three major credit bureaus
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
19.5%* |
$59/yr.* |
Yes* |
Bad Credit OK* | |
Prepaid Debit Cards for People with Bad Credit
The following Prepaid Debit Card offers can be well suited for people with bad credit or less than perfect credit. Compare offers side by side and apply for the Prepaid Debit Card of your choice.
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All-Access Visa Prepaid Card |
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- 100% Approval - anyone can request a card.
- No upfront costs - no minimum balance requirements.
- No credit checks - no credit or bad credit is okay
- Free account alerts - email or text messages on account activity.
- Free direct deposit - make payday faster and safer.
- Online bill payments - pay bills to anyone at any time online.
- Extra cards - give extra cards to family members.
- Reloadable - load cash online or at retailers nationwide.
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
N/A* |
$0* |
N/A* |
Bad Credit OK* | |
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Wired Plastic Prepaid Visa |
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- No Upfront Payment*
- Overdraft Safety Program*
- Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads*
- Integrated Bill Pay Service*
- Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
Bad Credit OK* | |
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Eufora® Pre-Paid MasterCard® |
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- Rebuild your credit with a Eufora Pre-Paid MasterCard
- Credit Bureau Reporting
- Load funds online
- Zero Liability
- Global Customer Assistance
- Auto Sweepstakes Entry*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
N/A* |
$29.95-$99.95* |
N/A* |
Bad Credit OK* | |
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Opt One Prepaid MasterCard® |
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- No Employment Verification
- No Credit Check
- No Interest Ever!
- No Security Deposit
- Direct Deposit Available
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
N/A* |
None* |
N/A* |
Bad Credit OK* | |
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Western Union® Prepaid MasterCard® Card |
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- No lengthy application
- No credit check
- No bank account needed
- Now with direct deposit*
- Directly Deposit your paycheck onto your Western Union® Prepaid
- MasterCard® and pay NO monthly fee
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
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N/A* |
N/A* |
N/A* |
$4.95* |
N/A* |
Bad Credit OK* | |
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Your Prescription for Better Financial Health